These terms apply when you use FinancialRatios.guide. By using the site, you agree to them. Last updated 18 October 2026.
Educational use
The site explains financial ratios and provides calculators for education and general information. It does not give personal financial, investment, tax, accounting or legal advice. The disclaimer explains this in full and forms part of these terms.
Accuracy
We check our formulas against published sources and test our calculators, but the site is provided as it is, without any promise that it is complete, error-free or suitable for a particular purpose. Results depend on the figures you enter and the definitions shown. You are responsible for checking any result before you rely on it.
Limitation of liability
To the extent the law allows, we are not liable for any loss or damage arising from your use of the site, or from decisions made using its content or calculators. Nothing in these terms limits liability that cannot be limited by law.
Using our content
- You may link to any page and quote short extracts with a link back.
- You may embed any calculator using the embed code on its page, unchanged, with its link back to this site.
- The formula dataset is licensed under CC BY 4.0, which allows reuse with credit.
- Apart from that, the text, design and code of the site are ours, and you may not copy or republish them without permission.
Acceptable use
Do not try to disrupt the site, access it in ways that overload it, or use it for anything unlawful. Automated access should respect robots.txt and a reasonable request rate.
Links to other sites
The site links to sources and other websites we do not control. We are not responsible for their content or their privacy practices.
Changes
We may update these terms. The date at the top shows when they last changed. Questions about these terms can be sent to usman@itechtics.org.